Terms of Sale

These Terms of Sale apply to goods purchased from https://mirasor.com. Please read them before submitting an order. They do not limit mandatory rights under UK consumer law.

1. Seller and eligibility

The seller is INDEPENDENT BANKING PROFESSIONALS LTD, registered in England and Wales under company number 08728020, with its registered office at Fairfield House, 1 Fairfield Street, Bingham, Nottingham, NG13 8FB, United Kingdom. You must be at least 18 years old and legally capable of entering a contract to place an order.

2. Products and availability

Product descriptions, specifications, images and prices are provided with reasonable care. Colours can vary by screen and measurements may have reasonable manufacturing tolerances. Availability may change. We may limit quantities where reasonably necessary.

3. Prices and VAT

Prices are in GBP and include VAT where applicable unless clearly stated otherwise. Standard UK delivery is free. We may change prices before an order is placed. If a material pricing error affects an order, we may contact you for instructions or cancel and refund the order.

4. Ordering and contract formation

An order is an offer to buy. Automated acknowledgement confirms receipt but does not necessarily mean acceptance. A contract is formed when we send an acceptance or dispatch confirmation, or otherwise clearly confirm acceptance. We may refuse an order for legitimate reasons, including unavailability, payment failure, suspected fraud, pricing error or an unsupported delivery address.

5. Payment

Payment is made in GBP using a method offered at checkout. You confirm that you are authorised to use the selected method. Payment processing is subject to provider checks. See the Payment Policy for further information.

6. Delivery

Orders are normally processed within 1–2 business days and delivered in an estimated 3–5 business days after dispatch. Standard delivery to supported UK addresses is free. Delivery dates are estimates unless expressly agreed as guaranteed. See the Shipping Policy.

7. Ownership and risk

Ownership passes after we receive payment in full. Risk passes when the goods are delivered to you or to a person you identify to receive them, subject to applicable consumer law.

8. Cancellation, returns and refunds

You may request a return within 30 days after delivery. UK consumers also have statutory distance-selling cancellation rights for most goods. We pay reasonable approved return shipping costs. Eligibility, procedure and refund timing are detailed in the Returns and Refunds Policy.

9. Faulty or misdescribed goods

Goods must be of satisfactory quality, fit for purpose where applicable and as described. If goods do not meet these requirements, contact us. Remedies under the Consumer Rights Act 2015 may include repair, replacement, price reduction or refund, depending on the circumstances and timing.

10. Events outside reasonable control

We are not responsible for delay or failure caused by events outside reasonable control, but will take reasonable steps to minimise the effect, keep customers informed where appropriate and honour rights that cannot lawfully be excluded.

11. Liability

Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, breach of statutory consumer rights, or any liability that cannot lawfully be excluded. We are responsible for foreseeable loss caused by our breach. We are not responsible for business losses where goods are purchased as a consumer.

12. Personal information

Personal information is handled as described in the Privacy Policy and Cookie Policy. Payment and delivery providers process information necessary to provide their services.

13. Governing law

These terms are governed by the laws of England and Wales. Consumers resident elsewhere in the United Kingdom retain any mandatory protections and court rights available to them. We encourage customers to contact us first so that concerns can be resolved directly.

14. Contact

Customer support: support@mirasor.com

Website: https://mirasor.com